Let's face it: life comes at us fast. To stay ahead, having a plan in place to handle the unexpected is a crucial part of your wealth building strategy. Have you paused to think about how secure your family and life goals will be if they needed to move forward in your absence? Many people are apprehensive about when and why to get life insurance, but the earlier you have the conversation, the easier the process will be.
Get Informed
Life insurance represents more than a fallback plan for your family income. Having a life insurance policy is an important building block to establishing wealth. Affording life insurance is not as difficult as it seems, and the earlier you start, the more benefits you will be able to take advantage of down the road.
TAKE ACTION
A thorough assessment of your finances includes your income, credit, debt, and any future circumstances that may affect your budget. This will help you determine how much insurance you need, and what type.
If you are new to life insurance, it pays to start the process early with a financial consultant who can guide you through the process based on the goals you set. Contact J. Michell for more information on how to pick an advisor.
There are five different types of life insurance: term life insurance, whole life insurance, universal life insurance, variable life insurance, and burial life insurance. The one you choose is based on your budget and the milestone you want to reach.
Whether you've done all of your research or need help understanding, this is the most important step you can take. Don't let the information overwhelm you. If you're ready to get covered or just don't know where to start, don't wait to talk to take that first step.
Benefits
Security for Your Loved Ones
Leave The Workforce Comfortably
Long-Term Success For Your Goals
Access Unique Medical Coverage
J. Michell exceeded my expectations. They took the time to get to know me and understand my needs. They provided excellent service and communicated well throughout the initial process and over the years.
She really takes the time to get to know the client and their needs. Her service is very individualized and personable, and ultimately exactly what I needed. I felt very well taken care of, and will definitely return in the future when I have more needs.
I wanted to extend my gratitude to J. Michell for her tremendous help. I had requested quotes from multiple websites and the process seemed overwhelming—until I got in touch with J. Michell Robinson. She took the complex process and simplified it for me. She listened to me and helped guide me to make the best decision for my situation.